These Terms of Service ("Terms") govern your access to and use of the services, including any applications, buttons, widgets on SpecStocks.com, and any information, text, graphics, photos or other materials uploaded, downloaded or appearing on SpecStocks.com (“SpecStocks.com”). Your access to and use of SpecStocks.com are conditioned on your acceptance of and compliance with these Terms. By accessing or using SpecStocks.com you agree to be bound by these Terms.
SpeculatingStocks.com, Inc. and its employees assume no responsibility for the accuracy, completeness, objectivity, or usefulness of the information presented on our Site (as defined below). We do not endorse any recommendation or opinion made by any member, nor do we advocate the purchase or sale of any security or investment or offering. You are responsible for your own investment decisions. Never invest into a stock or equity crowdfunding offering, Reg A+, Reg CF, Reg D 506(c) offerings mentioned anywhere on SpecStocks.com or mentioned in alerts or email alerts or SMS/Text message alerts unless you can afford to lose your entire investment.
By using or accessing any part of SpecStocks.com, you agree that you are at least eighteen (18) years old and have read, understand, and agree to be bound by all of these terms and conditions.
BY REGISTERING ON, VIEWING OR USING SPECSTOCKS.COM, YOU AGREE TO BE BOUND BY THESE TERMS AND THE VARIOUS TERMS AND CONDITIONS GOVERNING THE USE OF SPECSTOCKS.COM. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS, PLEASE EXIT THE SITE NOW. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THIS SITE, OR ANY PRODUCTS, SERVICES, CONTENT, OR OTHER INFORMATION AVAILABLE ON OR THROUGH THIS SITE, IS TO STOP USING THE SITE AND/OR THOSE PARTICULAR PRODUCTS OR SERVICES. YOUR AGREEMENT WITH US REGARDING COMPLIANCE WITH THESE TERMS BECOMES EFFECTIVE IMMEDIATELY UPON COMMENCEMENT OF YOUR USE OF OR ACCESS TO THIS SITE.
We reserve the right to modify or amend these Terms from time to time without notice to you. Any modifications or amendments of the Terms shall be effective immediately upon posting on the Website. You acknowledge and agree that it is your responsibility to review these Terms each time you log on to check for any modifications. Your continued use of this Site after such modifications will constitute your acknowledgement of the modified Terms and your express agreement to abide and be bound by them.
Additionally, when using the services or materials on this Site, users will be subject to all posted guidelines or rules which may contain additional terms or conditions. Administrators may suspend your registration or viewership at any time according to their discretion.
You can determine when these Terms were most recently modified by reviewing the “last modified” date at the top of this document. As noted above, regardless of the method by which you are notified or put on notice of any modifications to these Terms, your continued use of the Website following such modifications constitutes an affirmative: (a) acknowledgment by you of the applicability to you of these Terms and any such modifications: and (b) agreement by you to abide and be bound by these Terms, including such modifications.
For purposes of these Terms, "Content" is defined as any information, data, communications, software, photos, video, graphics, music, sounds, and any other material and SpecStocks.com services that can be viewed or accessed by users on our Site or through any Widget. This includes, but is in no way limited to, streams, data, and other original content and creations.
The information contained in our website may pertain to small cap and/or thinly traded securities, all of which by their very nature involve an extremely high degree of risk. Never invest into a stock mentioned anywhere on SpecStocks.com or mentioned in alerts or email alerts or SMS/Text message alerts unless you can afford to lose your entire investment.
The information contained in our website may pertain to equity crowdfunding (Reg A+, Reg CF, Reg D 506(c)) offerings, which by their very nature involve an extremely high degree of risk, and should be considered to have an extremely difficult path to liquidity. Never invest into an equity crowdfunding (Reg A+, Reg CF, Reg D 506(c)) offering mentioned anywhere on SpecStocks.com or mentioned in alerts or email alerts or SMS/Text message alerts unless you can afford to lose your entire investment.
You are completely responsible for your own investment decisions and who and what you believe within SpecStocks.com. You are responsible for properly analyzing and verifying any information you choose to rely upon. As always, complete your own due diligence on any information on SpecStocks.
Read about Equity Crowdfunding Offering Disclosure.
Read about Equity Crowdfunding Content.
Read about SMS/Text Message Service.
Read about Data Algorithms and Content Generated by Them.
Read All SEC Investor Alerts and Bulletins to Keep Yourself Educated
Be aware of the possible risks of online investing and market analysis:
The SEC publishes information on cyber fraud. The Financial Industry Regulatory Authority (FINRA), provides analysis on how to invest carefully in the electronic world. The North American Securities Administrators Association (NASAA) provides tips on how to avoid online investment schemes aimed at taking advantage of unsuspecting investors. Their websites are instructive and can be found at:
You understand and agree that temporary interruptions of SpecStocks.com may occur as normal events. You further understand and agree that we have no control over third party networks you may access in the course of your use of this Site, and therefore, delays and disruption of other network transmissions are completely beyond our control.
You understand and agree that SpecStocks.com and the Content available on this Site and Widgets are provided "AS IS" and that we assume no responsibility for the accuracy, relevance, timeliness, deletion, misdelivery or failure to store any Content, posts, images, communications or personalized settings. For clarification purposes, this also includes, but not limited to, SpecStocks Streams, Any Equity Crowdfunding Content (such as content pertaining to Reg A+, Reg CF, Reg D 506(c), Equity Crowdfunding Offerings), which we assume no responsibility for the accuracy, relevance, timeliness, deletion, misdelivery or failure to store any Content, posts, images, communications or personalized settings. For instance, with news, our algorithm discovers the news, so there is no guarantee on the timeliness of the headline. Due to the rapidly, and constantly changing nature of stock symbol and market data and information, visitors and users should always check with a second and third source to be sure that the latest and most accurate data is obtained.
Data Algorithms are code-based with content generated programmatically into stream posts on the homepage based on data generated by SpecStocks derived from third party sources and other sources. This creates possible relevancy and accuracy issues because it is not human curated content. Symbol and headline and market data and post relevancy and other content can not and is not guaranteed.
Always make an independent, and fully researched decision regarding investments or strategies mentioned on SpecStocks.com or anywhere else on the Internet. No information on SpecStocks.com or in its SpecStocks Newsletter should be considered as solicitation to purchase (buy) or sell any stock / any company / any security / any equity crowdfunding offering (Reg A+, Reg CF, Reg D 506(c)).
Russell Urban is 100% owner of 1) SpeculatingStocks.com, Inc., and 2) CrowdTide.com, Inc., with this in mind, understand that CrowdTide.com, Inc. is compensated for publicity / marketing / promotion / advertising equity crowdfund offerings (Reg CF, Reg A+, Reg D 506(c) offerings) and that SpeculatingStocks.com, Inc. sends out newsletter alerts concerning equity crowdfunding offerings (Reg CF, Reg A+, Reg D 506(c) offerings). CrowdTide.com, Inc. paid compensation disclosures can be found at https://crowdtide.com/disclosures.php.
Equity Crowdfunding (Reg A+, Reg CF, Reg D 506(c) Offerings) content may appear throughout SpecStocks.com including, but not limited to, within third party Widget advertisements and banners. Equity Crowdfunding (Reg A+, Reg CF, Reg D 506(c) Offerings) content may also appear within email and SMS/Text alerts to SpecStocks Newsletter subscribers who opt-in via the "Free Stock Picks & Alerts" input box (found at various places on SpecStocks.com).
Message and data rates may apply to subscribers of our SpecStocks Newsletter if you subscribe with your phone number entered with “Text Me” selected. SMS/Text Message subscribers are those who opt-in via the "Free Stock Picks & Alerts" input box with “Text Me” selected, which is found at various places on SpecStocks.com. The service is available in the US and Canada. Subscribers may receive up to 20 messages a month.
Any visitor joining our SpecStocks Newsletter via SMS/Text Message service through the “Free Stock Picks & Alerts" input box (with “Text Me” selected) found at various places on SpecStocks.com is opting in to receive SMS/Text alerts from SpecStocks.com. Visitors who opt-in to the SpecStocks Newsletter through the “Free Stock Picks & Alerts" input box (with “Text Me” selected) (found at various places on SpecStocks.com) agrees to receive stock-related alerts as well as equity crowdfunding-related alerts pertaining to Reg A+, Reg CF, Reg D 506(c) offerings. SMS/Text Alert SpecStocks Newsletter Subscribers can opt out at anytime by requesting removal by emailing "STOP" in the subject line to firstname.lastname@example.org with the phone number associated with your opt-in subscribership.
SpecStocks.com may terminate your membership, and any content or information submitted through any application and/or prohibit you from using or accessing the Service or the Site or any Application (or any portion, aspect or feature of the Service or the Site or any Application) for any reason, or no reason, at any time in its sole discretion, with or without notice, including without limitation if it believes that you are under 18.
SpeculatingStocks.com, Inc. and/or any corporate officers, directors, employees do not accept or consider unsolicited ideas, including ideas for new advertising campaigns, new promotions, new products or technologies, UI, UX, processes, materials, marketing plans or new product names. Please do not send any original works of any kind. The sole purpose of this policy is to avoid potential misunderstandings or disputes when SpecStocks.com’s products or marketing strategies might seem similar to ideas submitted to SpecStocks.com. If you send us your ideas and materials despite this request made here, then understand that SpeculatingStocks.com, Inc. makes no assurances that your ideas and materials will be treated as confidential and proprietary.
We respect the intellectual property rights of others and we prohibit users from uploading, posting or otherwise transmitting on the SpecStocks.com web site or service any materials that violate another party's intellectual property rights. When we receive proper Notification of Alleged Copyright Infringement, we promptly remove or disable access to the allegedly infringing material and terminate the accounts of repeat infringers as described in accordance with the Digital Millennium Copyright Act. If you believe that any material on the Site infringes upon any copyright which you own or control, you may send a written notification of such infringement to email@example.com.
Always read & stay up to date on the latest investor alerts and bulletins released by the SEC to become a better informed investor. Read further at the SEC Office of Investor Education and Advocacy Page as well as Information for the Individual Investor Page.
You understand that all Content posted or published on, uploaded to, transmitted through, or linked from, SpeculatingStocks.com, whether by users SpecStocks.com or by its algorithms and employees, are the sole responsibility of the person from whom such Content originated. You agree that you must evaluate, and bear all risks associated with, the use of any Content, that you may not rely on said Content, and that under no circumstances will SpecStocks.com, its affiliates, or partners be liable in any way for any Content or for any loss or damage of any kind incurred as a result of the use of any Content posted or otherwise made available via SpecStocks.com.
SpecStocks.com is protected to the maximum extent permitted by copyright laws and international treaties. Content displayed on or through SpecStocks.com is protected by copyright as a collective work and/or compilation, pursuant to copyrights laws, and international conventions. Any reproduction, modification, creation of derivative works from or redistribution of SpecStocks.com or the collective work, and/or copying or reproducing the Content or any portion thereof to any other server or location for non-personal use, is prohibited without the express written consent of SpecStocks.com.
SpecStocks.com may contain hyperlinks or other connections to websites on the Internet or otherwise include references to information, documents, software, materials and/or services provided by other parties (“Third Party Sites”). Third Party Sites may contain information or material that some people may find inappropriate or offensive. Third Party Sites are not under our control, and you acknowledge that we are not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites, nor are we responsible for errors or omissions in any references to Third Party Sites or their products and services. The inclusion of hyperlinks or references to any Third Party Sites is provided merely as a convenience and does not imply endorsement of the materials, content or services on Third Party Sites, nor does it reflect any association by this Site with owners or operators of such Third Party Sites or any warranty of any kind, either express or implied, by this Site as to any materials, content or services on the Third Party Sites.
SpecStocks.com is an independent stock content publishing and stock market and financial-related viewership service, 100% owned and managed by SpeculatingStocks.com, Inc., a corporation chartered in Pennsylvania. SpecStocks.com may directly provide information on stocks or equity crowdfunding (Reg A+, Reg CF, Reg D 506(c)) offerings that in our opinion potentially have the potential to provide capital appreciation for our users, members, and visitors. SpeculatingStocks.com, Inc. and/or Russ Urban (corporate officer) and/or other corporate officers, directors, employees and affiliates may have bought or may buy ownership positions in companies mentioned or offerings on SpecStocks.com and may profit in the event those ownership positions rise in value. These positions may be liquidated, without prior notification.
SpeculatingStocks.com, Inc. and/or Russ Urban (corporate officer) and/or other site officers and/or any affiliates shall not be liable for any damages arising out of or resulting from the use or inability to use SpecStocks.com. This includes but not limited to damages for the loss of capital and/or funds and/or profits and/or any and all other possible damages. This site is for informational purposes only.
SpecStocks.com does not guarantee the topicality, correctness, completeness and quality of information and statements presented on SpecStocks.com or in email alerts or within SMS/Text message alerts released by SpecStocks.com. SpecStocks.com/SpeculatingStocks.com, Inc./Russ Urban (corporate officer)/other site officers are not registered investment advisors or registered broker-dealers and do not recommend to buy, hold, or sell any securities. SpecStocks.com simply provides a starting point for site viewers and newsletter subscribers (SpecStocks Newsletter) and SMS/Text Message Service (SpecStocks Newsletter) subscribers for which to compare their own thoughts to SpecStocks.com's and site officers. The onus is on site members and viewers to complete their own due diligence. SpecStocks.com visitors, newsletter subscribers (SpecStocks Newsletter), and SMS/Text Message Service subscribers (SpecStocks Newsletter), users and viewers should always make their own financial and investment decisions. SpecStocks.com does not receive any form of payment from companies listed and described as "Stock Picks".
Any offer, sale or purchase in any security is in the sole discretion of, and is conducted directly between, issuers and/or exchanges and the prospective investors. Information provided regarding any security is based on publicly available information released by the company in various places across the Internet and other sources. SpecStocks.com has not independently verified any such information. Conduct your own independent research and factual verification.
The SpecStocks.com site and email alerts and SMS/Text message alerts may contain "forward looking statements" based on Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be "forward looking statements." Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as "expects", "will," "anticipates," "estimates," "believes," or statements indicating certain actions "may," "could," or "might" occur.
Any price targets/estimates/projections made anywhere on the site by any user, visitor, or publisher for any security could be completely wrong and should not be used as a basis for any investment decision(s). Ignore all price projections, they are solely the opinion of the user, visitor, or publisher and could be completely wrong.
Any visitor joining our SpecStocks Newsletter is opting in to receive email alerts (if "Email Me" chosen) and/or SMS/text (if "Text Me" chosen) alerts from SpecStocks.com, and agrees (in addition to stock alerts) to receive equity crowdfunding-related alerts pertaining to Reg A+, Reg CF, Reg D 506(c) offerings. Any visitor joining our SpecStocks Newsletter becomes a member of our opt-in email database (if "Email Me" chosen) and our opt-in SMS/Text database (if "Text Me" chosen). Subscribers can opt out at anytime by requesting removal by emailing "REMOVE" in the subject line to firstname.lastname@example.org with the email address associated with your opt-in subscribership. Any visitor joining our SpecStocks Newsletter via SMS/Text Message service through the “Free Stock Picks & Alerts" input box (with “Text Me” selected) found at various places on SpecStocks.com is opting in to receive SMS/Text alerts from SpecStocks.com. Visitors who opt-in to the SpecStocks Newsletter through the “Free Stock Picks & Alerts" input box (with “Text Me” selected) (found at various places on SpecStocks.com) agrees to receive stock-related alerts as well as equity crowdfunding-related alerts pertaining to Reg A+, Reg CF, Reg D 506(c) offerings. SMS/Text Alert SpecStocks Newsletter Subscribers can opt out at anytime by requesting removal by emailing "STOP" in the subject line to email@example.com with the phone number associated with your opt-in subscribership.
The information contained in our website and SpecStocks Newsletter alerts may pertain to small cap and/or thinly traded securities and/or equity crowdfunding (Reg A+, Reg CF, Reg D 506(c)) offerings, all of which by their very nature involve an extremely high degree of risk. Never invest into a stock or equity crowdfunding (Reg A+, Reg CF, Reg D 506(c)) offering mentioned anywhere on SpecStocks.com or mentioned in alerts or email alerts or SMS/Text message alerts unless you can afford to lose your entire investment.
The information contained in our website and newsletter alerts may pertain to equity crowdfunding (Reg A+, Reg CF, Reg D 506(c)) offerings, which by their very nature involve an extremely high degree of risk, and should be considered to have an extremely difficult path to liquidity. Never invest into an equity crowdfunding (Reg A+, Reg CF, Reg D 506(c)) offering mentioned anywhere on SpecStocks.com or mentioned in alerts or email alerts or SMS/Text message alerts unless you can afford to lose your entire investment.
No information contained in our website and/or any email alerts and/or SMS/Text message alerts should be considered as solicitation to purchase or sell the securities of the discussed companies and/or company offerings. Our information speaks as of the date that it is posted or as of a date prior to posting. The receipt of the information contained in our website shall not imply that there has been no change in the affairs of the discussed company since the date our comments regarding the company were posted.
This disclaimer may change from time to time without notice.
Shows here when relevant...
SpeculatingStocks.com, Inc. (“SpecStocks”) will only release user account information pursuant to a valid legal process such as a search warrant, subpoena or court order. If you are seeking such identity or account information in connection with a civil legal matter you must serve SpecStocks with a valid subpoena. This information can only be obtained by a properly issuing the subpoena.
In addition to serving us a physical copy, sending an electronic version of the subpoena and related documents by email to firstname.lastname@example.org will often result in a more timely response.
In most instances, SpecStocks will comply with lawfully issued U.S. and state government subpoenas to the extent that they are not unduly burdensome or unreasonably invasive of our users’ privacy. The subpoena should be narrow in scope and identify the specific account information requested, the user(s) alias (pseudonym) subject to the subpoena. We will not produce on subpoenas whose scope includes overly broad descriptions such as "all information," as doing so typically would be a violation of federal and state law. Please contact email@example.com for questions regarding appropriate framing of subpoena requests.
If the issuing officer does not wish the named member account(s) to be notified prior to production, the subpoena should specify that it is issued pursuant to a confidential or criminal investigation.
Subpoenas for member account information must be issued by or domesticated through a court having personal jurisdiction over SpecStocks. For applicable requirements governing the issuance of foreign state subpoenas or federal subpoenas in these jurisdictions, please refer to http://www.law.cornell.edu/rules/frcp/.
SpecStocks will release user account information that may be sufficient to identify the SpecStocks user only when the party seeking the information has filed a bona fide legal action that implicates the SpecStocks user in some legal impropriety or wrongdoing and can show that the information requested is material to the underlying case. Persons seeking user account information must provide SpecStocks with a copy of the complaint and supporting documentation to indicate how the SpecStocks account holder is related to the pending litigation. We will not produce on subpoenas whose scope includes overly broad descriptions such as "all information," as doing so typically would be a violation of federal and state law.
Upon receipt of a subpoena and initial review of its legal sufficiency, SpecStocks will attempt to notify the user(s) whose account information is being sought. Any subpoena must allow a minimum of twenty (20) days in order to allow named user(s) the opportunity to move to quash the subpoena.
SpecStocks will determine at its sole discretion the applicability of this policy to any particular subpoena. This policy does not create any enforceable legal rights, either for SpecStocks members or for requesting parties.
By visiting or using the Service, you agree that the laws of the State of Pennsylvania, without regard to principles of conflict of laws, will govern these Terms and any dispute of any sort that might arise between you and the Company. With respect to any disputes or claims not subject to arbitration (as set forth below), you agree not to commence or prosecute any action in connection therewith other than in the state and federal courts of Pennsylvania, and you hereby consent to, and waive all defenses of lack of personal jurisdiction and forum non conveniens with respect to, venue and jurisdiction in the state and federal courts of Pennsylvania.
IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, PARTNERS, MEMBERS, MANAGERS, DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS BE LIABLE TO YOU OR ANY THIRD PERSON FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING FOR ANY LOST PROFITS OR LOST DATA ARISING FROM YOUR USE OF THE SERVICE, OR ANY OF THE CONTENT OR OTHER MATERIALS ON, ACCESSED THROUGH OR DOWNLOADED FROM THE SERVICE, EVEN IF THE COMPANY OR ITS AFFILIATES, PARTNERS, MEMBERS, MANAGERS, DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS IS AWARE OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, THE LIABILITY OF THE COMPANY AND ITS AFFILIATES, PARTNERS, MEMBERS, MANAGERS, DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS TO YOU FOR ANY CAUSE WHATSOEVER, AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO THE COMPANY FOR THE SERVICE IN THE IMMEDIATELY PRECEDING SIX MONTHS. YOU ACKNOWLEDGE THAT IF NO FEES ARE PAID TO THE COMPANY FOR THE SERVICE, YOU SHALL BE LIMITED TO INJUNCTIVE RELIEF ONLY, UNLESS OTHERWISE PERMITTED BY LAW, AND SHALL NOT BE ENTITLED TO DAMAGES OF ANY KIND FROM THE COMPANY, REGARDLESS OF THE CAUSE OF ACTION.
CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.
YOU AND THE COMPANY AGREE THAT THE SOLE AND EXCLUSIVE FORUM AND REMEDY FOR ANY AND ALL DISPUTES AND CLAIMS RELATING IN ANY WAY TO OR ARISING OUT OF THESE TERMS AND/OR THE SERVICE SHALL BE FINAL AND BINDING ARBITRATION, except that to the extent that either of us has in any manner infringed upon or violated or threatened to infringe upon or violate the other party's patent, copyright, trademark or trade secret rights, or you have otherwise violated any of the User conduct rules set forth above, then the parties acknowledge that arbitration is not an adequate remedy at law and that injunctive or other appropriate relief may be sought.
Arbitration under these Terms shall be conducted by the American Arbitration Association (the "AAA") under its Commercial Arbitration Rules (the "AAA Rules"). The location of the arbitration and the allocation of costs and fees for such arbitration shall be determined in accordance with such AAA Rules. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction.
To the fullest extent permitted by applicable law, NO ARBITRATION OR CLAIM UNDER THESE TERMS SHALL BE JOINED TO ANY OTHER ARBITRATION OR CLAIM, INCLUDING ANY ARBITRATION OR CLAIM INVOLVING ANY OTHER CURRENT OR FORMER USER OF THE SERVICE, AND NO CLASS ARBITRATION PROCEEDINGS SHALL BE PERMITTED. In no event shall any claim, action or proceeding by you related in any way to the Service be instituted more than one (1) year after the cause of action arose.
You agree to indemnify and hold the Company, its subsidiaries and affiliates, and each of their members, managers, directors, officers, agents, contractors, partners and employees, harmless from and against any loss, liability, claim, demand, damages, costs and expenses, including reasonable attorney's fees, arising out of or in connection with your use of the Service, any Content you post or Content you share on or through the Service or otherwise, your conduct in connection with the Service or with other Users, or any violation of these Terms or of any law, rule, regulation or order, or the rights of any third party. This indemnity shall survive any termination or cessation of use by you of the Service.
All notices to SpecStocks.com must be in writing and sent to the attention of the SpecStocks Staff either:
Via U.S. Mail to:
450 Maple Street
Indiana, PA 15701-3903
Via email at firstname.lastname@example.org.
However, please be aware that correspondence sent via U.S. mail may be delayed.
All notices to you will be sent either:
Via Private Message and/or to the email address supplied for your account; or
You agree that notification to you via either of the methods outlined above shall constitute adequate notice pursuant to these Terms.
These Terms, together with all policies and other materials incorporated by reference, constitute the entire agreement and understanding between us concerning the subject matter hereof and supersedes all prior agreements and understandings of the parties with respect thereto. These Terms may NOT be altered, supplemented, or amended by the use of any other document(s) except by SpecStocks.com. Any attempt by you to alter, supplement or amend this document or to enter an order for products or services that are subject to additional or altered terms and conditions shall be null and void, unless otherwise agreed to in a written agreement signed by you and us. To the extent that anything in or associated with SpecStocks.com is in conflict or inconsistent with these Terms, these Terms shall take precedence. A printed version of these Terms and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms to the extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
Last Modified: December 20, 2022
SpecStocks.com is dedicated to our visitor and user privacy. If a visitor/user only signs up for our SpecStocks.com Newsletter, then the email address (if “Email Me” is chosen) and/or phone number (if “Text Me” is chosen) are/is only used for alerts from SpecStocks.com. Any visitor joining our SpecStocks Newsletter is opting in to receive email alerts (if “Email Me” is chosen) and/or SMS/Text alerts (if “Text Me” is chosen) from SpecStocks.com, and agrees (in addition to stock alerts) to receive equity crowdfunding-related alerts pertaining to Reg A+, Reg CF, Reg D 506(c) equity crowdfunding offerings. Any visitor joining our SpecStocks Newsletter via SMS/Text Message service through the “Free Stock Picks & Alerts" input box (with “Text Me” selected) found at various places on SpecStocks.com is opting in to receive SMS/Text alerts from SpecStocks.com. Visitors who opt-in to the SpecStocks Newsletter through the “Free Stock Picks & Alerts" input box (with “Text Me” selected) (found at various places on SpecStocks.com) agrees to receive stock-related alerts as well as equity crowdfunding-related alerts pertaining to Reg A+, Reg CF, Reg D 506(c) offerings.
When you visit SpecStocks.com you provide us with two types of information: personal information you knowingly choose to disclose that is collected by us and Web Site use information collected by us as you interact with our Web Site.
We may provide general demographic and interest information to prospective advertisers for the purpose of generating targeted advertising content.
Information collected by SpecStocks.com may be fully transferred and shared in the event of a sale of SpecStocks.com or its owner, SpeculatingStocks.com, Inc.
Person’s Under Age 18 – SpecStocks.com does not knowingly collect or solicit personal information from anyone under the age of 18 or knowingly allow such persons to register. If you are under 18, please do not attempt to register for SpecStocks.com or send any information about yourself to us, including your name, address, telephone number, or email address. No one under age 18 may provide any personal information to or on SpecStocks.com. In the event that we learn that we have collected personal information from any person under age 18, we will delete that information as quickly as possible. If you believe that we might have any information from or about a person under 18, please contact us at email@example.com.