$OPBK Over 75% of its entire loan book consists of Commercial Real Estate (CRE) and business loans.
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Stock Price: $14.89 • 10/10/26
OP Bancorp (OPBK) runs Open Bank, serving small businesses and Korean American communities in California, Texas and Nevada.
Open Bank earns money by lending and selling government-backed portions of small-business loans. Stronger loan sales helped second-quarter profit reach $8 million, although reduced reserves for loan losses also helped.
With a market cap of approximately $222 million, OPBK trades at approximately 7x annualized first-half reported profit. Shares also sit below June's $15.99 book value, its net assets per share. Its next report could draw attention if lending income holds without reserve releases. Rising problem loans, property-heavy lending and thin trading remain risks.
Opinion: OPBK appears potentially undervalued if small-business loan sales sustain profits and its next report shows stable loan quality.
Daily closes · through Oct 09, 2026 · Yahoo Finance
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$OPBK Over 75% of its entire loan book consists of Commercial Real Estate (CRE) and business loans.
$OPBK has a deeply loyal customer base that brings in highly reliable deposits.