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Consumer Portfolio Services, Inc. (CPSS)

Stock Price: $9.30 • 10/27/26

consumerportfolio.com

Illustration of a car key and vehicle-financing document beside a sedan

Consumer Portfolio Services (CPSS) finances vehicle purchases for borrowers with limited or damaged credit.

Third-quarter profit rose 43% as loan purchases more than doubled. Delinquencies and annualized loan losses fell from a year earlier. October's expanded credit line and completed loan-backed bond sale provide funding for a larger portfolio.

With a market cap of approximately $204 million, CPSS trades at approximately 8x annualized nine-month reported profit. Its coming quarterly filing could draw attention if the detailed loan valuations support its growing earnings. Extensive borrowing, credit losses, valuation assumptions, dilution and thin trading remain risks.

Opinion: CPSS appears potentially undervalued if its larger vehicle-loan portfolio sustains earnings without rising credit losses or funding pressure.

Past year (CPSS)
CPSS: 1-year daily closing price history CPSS: daily USD prices within Oct 27, 2025 to Oct 27, 2026. Actual observations from Oct 27, 2025 to Oct 26, 2026. Daily closes adjusted for stock splits; excludes dividends. $10.30$8.92$7.53

Daily closes 路 through Oct 26, 2026 路 Yahoo Finance

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